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BT: Smart Pensions - Impartial advice to help you decide

All BT people will have received a booklet from BT entitled "Smart Pensions for the BT Pension Scheme".

Any changes to your pension are a serious matter and therefore the CWU has compiled a leaflet to to answer some of the questions members may have. Smart Pensions is voluntary. If you do not want to participate then you must opt-out. An opt-out form is available from union offices either by email or as a paper form.

The leaflet "Smart Pensions - The union view" is available from union offices.